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Getting a car loan will impact your credit, and the effects could be either good or bad depending on how you handle your repayment. Your new loan account will be listed in your credit reports, and most lenders will report your payment history to one or all of the three major credit bureaus. Auto Credit Express and the ACE logo are registered trademarks. The contents of all material available on this web site are copyrighted unless otherwise indicated. Content may not be reproduced, downloaded, disseminated, or transferred, in any form or by any means, except with the prior written agreement of Auto Credit Express. 3252 University Blue Sky makes it easy to get a bad credit car loan. You’ll typically get multiple loan offers, but to get the most options, you’ll need a minimum credit score of 550. If your score is below 652, you’ll need to provide proof of income equalling a minimum of $1,800 per month.
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